I trust you enjoyed the Festive Season and the time spent with family and friends. I certainly enjoyed my short time relaxing at home. This allowed me to catch up on some study and reflect on the year just passed and the year ahead.

One of the biggest impacts of 2014 was the damage to our industry’s reputation. The response from the regulator and various enquiries has been to focus on industry education standards and potential conflicts of interest that may exist in the advice chair.

Now for 2015, as a business we will continue to focus on client education through the over 60 client education sessions we will run. This will allow our clients to make sound and informed financial decisions.

I am proud to say all our Advisers and Associate Advisers are degree qualified; with most currently undertaking some form of further education. Our people are not only highly educated but have our client’s best interests at heart. I observe and hear this every day as they go about their daily duties.

2015 will be Income Solution’s 28th year in business and we look forward to continuing to grow our client’s wealth.

Wealth is the absence of financial worry,
An income you don’t outlive,
And a meaningful legacy
To those whom you love.

By David Ramsay
Principal Financial Planner