In what is normally a sedate period on the investor markets, the recent January global markets have been displaying some turbulence, mainly due to predictions around rising interest rates and speculative concerns when viewing inflation rates globally (1). History has proven that during market changes and fluctuations the value of good financial advice is quantifiable (2).
Financial advisers will take time and use their expertise to evaluate and diversify your portfolio, discuss with you your financial objectives, and provide behavioural coaching to ensure financial decisions are made with clarity and not subject to what is happening in the moment, or reacting to commentators who are focusing on short term monetary gains, rather than long term financial objectives.
Table Taken from Vanguard refer link below (2)
The above table shows that in 2007, at the beginning of the Global Financial Crisis the investor who stayed committed to stocks and a predetermined asset allocation gained $41,000 by 2014, while those that withdrew their $100,000 investment and redistributed to Bonds or Cash lost 10% and 29% of their investment respectively.
Financial Advice provides behavioral coaching that ensures you can adhere to the facts and figures of investing. Working together with an Adviser, share market fluctuations can be an opportunity for long term gains.
